Online shopping has its own share of scams and frauds. Learn how you can protect your money and your identity when shopping online.

Gullible shoppers who fall prey to scammers at one time take drastic precautions to avoid a repeat of the experience.

Have you ever been deceived into parting with money when shopping online or lost your identity to fraudsters? Hopefully, you have not been victim of cyber crime. To continue to stay safe, consider first, one way online criminals perpetrate their trade — using fake websites pretending to be legitimate online business. Really this is not hard to achieve, especially when criminals possess coding and programming skills needed to execute their nefarious activity.

So, the next time you are pulled to an irresistible offer, look for this signs ever before you start entering credit card information. No one sign is isolated and measures accurately a site’s legitimate score but overall, when taken together these telltale signs constitute a pattern, like a fingerprint, that reveals if you are on a scam shopping website.

 

  • No (s) to the http in the address Url.

It is alarming, the level of ignorance exhibited by certain people who shop online. Time and again online security experts take time to warn of grave dangers inherent in patronizing online shopping sites who do have the (s) letter in their http. S to http gives you https, the s standing for SSL or security. Who legitimate online seller would ever setup shop to service customers without adding ssl to their website. Secure socket layer, or ssl are certificates issued by authorized third party like Comodo. The SSL works to ensure credit card detail and buyers’ personal bio stay encrypted, thereby not ‘visible’ to prying eyes of scam artists. When it is time to checkout and to enter credit card info, ideally, the address bar should turn to green color (see image below). Otherwise run!

 

  • Barrage of Offers after enter of personal email?

 

When you visit a scam website and incidentally enter your email, there certainly would follow an avalanche of emails of offers, promos and proposals. Take note though, that the offers are not coming directly from the site offending website that has your email. You have just visited a scam website, one of strings of websites controlled by one scammer or a syndicate. They will try every means available to get you to enter your card details. Scram!

Another identifier of scam business is the scammer often requests for offline methods of payments, such as by wire transfers, or electronic transfers of money. Invariably, since they do have goods to offer, they insist for upfront payment if the offer respects cheap deals or heavily discounted items

  • Do you get offers too good to be true?

 

Talking about offers, do they read too good to be true? They probably are. The sole intent is to get shoppers to part with personal information. Do you shop at classified websites? Scammers often place ads of offers too good to be true and often would insist you pay them off site. Since infractions on the classified site’s terms of use may earn them account blocking, they prefer to close ‘deals’ outside. Obliging them may just work bad for unsuspecting shoppers; money lost in this way is not recoverable.

  • Requesting Certain Personal Info At Signup …

No online shopping store needs your social security number or your birthday to do business transaction with you. These personal identifiers information should never be shared on any website, unless of course you have done your diligent homework which involves checking the validity of the website, such as its whois record. Also, search to see if business is listed in legitimate bsuness directories or are affiliated with the best business bureau body.

Protecting yourself when shopping online is an ongoing exercise. As a shopper, you must never drop your guard; the result could be devastating, so always strive to protect yourself from scammers and online identity thieves.

Everyone needs to be warned. Take a minute to tweet and share this timely advise with friends and family. They will thank you for it

 

 

 

PM Browne
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PM Browne

Ceo/Founder at Shopping News Today
PM Browne is chief executive, SNT. Before now Browne worked previously in such key marketing areas as advertising, order fulfillment officer for an online retail giant before setting out to develop Shopping News Today to cater for the online e-commerce information sector
PM Browne
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